Business Finance
Business Finance
Get funded smarter, not harder.
We provide businesses with the intelligent funding solutions they need to thrive.
Revolving Credit Facility
Borrow, repay, re-borrow up to a limit. You only pay interest on what's used. Flexible working capital.
Ideal for: Covering short-term dips in cash, buying stock, dealing with unexpected bills, and bridging the gap between different parts of work.
Benefits: It's flexible, you save on interest, it helps manage your cash flow, it can help build up your credit history, and you can get your hands on funds quickly.
Benefits: It's flexible, you save on interest, it helps manage your cash flow, it can help build up your credit history, and you can get your hands on funds quickly.
Unsecured Business Loan
There is no collateral needed & approval is normally based on creditworthiness.
Ideal for: Growing your business, buying equipment, sorting out existing debts, providing working capital for expansion, and marketing campaigns.
Benefits: You don't need to put up any assets, it can be quicker to get approved, the repayments are fixed, and you can use the money for various projects.
Benefits: You don't need to put up any assets, it can be quicker to get approved, the repayments are fixed, and you can use the money for various projects.
Secured Business Loan
Requires collateral as security, often has lower rates & higher limits.
Ideal for: Buying big parts of equipment, getting larger loan amounts, potentially getting lower interest rates and longer to pay it back, and restructuring existing debts.
Benefits: Access to more capital, the interest rates might be lower, and it can help build up the value of your business.
Benefits: Access to more capital, the interest rates might be lower, and it can help build up the value of your business.
Invoice Finance
Borrow against invoices for upfront cash flow; which unlocks funds in unpaid accounts.
Ideal for: Improving your immediate cash flow, funding rapid growth, managing seasonal ups and downs, avoiding cash flow bottlenecks, and taking the pressure off chasing payments.
Benefits: You get cash quicker, the amount you can borrow grows with your sales, it can improve your relationships with suppliers, and it might be easier to get than traditional loans.
Benefits: You get cash quicker, the amount you can borrow grows with your sales, it can improve your relationships with suppliers, and it might be easier to get than traditional loans.
Asset Finance
An asset's purchase is financed, with the asset itself often acting as security. Repayment schedules are linked to the asset's lifespan.
Ideal for: Getting essential kit without a big initial outlay, upgrading your technology regularly, matching payments to your income, keeping your other credit lines free, and you might get some tax advantages.
Benefits: Better cash flow, access to the latest gear, predictable payments, different ways to finance things, and sometimes it's easier to get rid of the asset later on.
Benefits: Better cash flow, access to the latest gear, predictable payments, different ways to finance things, and sometimes it's easier to get rid of the asset later on.
Merchant Cash Advance
Upfront cash for a percentage of future card sales. Repayment varies with card sales.
Ideal for: Dealing with immediate short-term cash needs, funding urgent investments, businesses with consistent card sales, and it might be easier to qualify for than traditional loans.
Benefits: You get the money quickly, the repayments change with your sales, doesn't require collateral, and the application process is usually straightforward.
Benefits: You get the money quickly, the repayments change with your sales, doesn't require collateral, and the application process is usually straightforward.
Trade Finance
Facilitates international trade via instruments like letters of credit; manages cross-border risks.
Ideal for: Making international deals happen more smoothly, managing risks with payments and deliveries, getting working capital for international trade, securing funding for exports, and protecting against changes in exchange rates.
Benefits: Less risk when trading internationally, better cash flow for those selling abroad, more trust between people you're doing business with, access to new markets, and you might get better payment terms.
Benefits: Less risk when trading internationally, better cash flow for those selling abroad, more trust between people you're doing business with, access to new markets, and you might get better payment terms.
Commercial Property Finance
Finances commercial property & the loan is security against it.
Ideal for: Buying business premises, investing in properties to rent out, developing commercial land, sorting out existing property loans, and getting property for your business to expand.
Benefits: You can access significant amounts of money, it builds up the long-term value of your assets, you might get rental income, there can be tax advantages, and it gives you stability and control over where your business is located.
Benefits: You can access significant amounts of money, it builds up the long-term value of your assets, you might get rental income, there can be tax advantages, and it gives you stability and control over where your business is located.
We work across the spectrum of financial institutions, comparing high street banks, challenger banks, and alternative lenders.
